 I have a history of insulin dependent diabetes. To be honest, I wasn’t very optimistic about whether I could get coverage. Not only was I able to get a policy, it had no waiting periods and was issued within the week! On top of that, I am insured with a well-known A-rated carrier. My wife and I are very pleased.
I’m in my 70’s, have a long history of diabetes and needed a policy to cover my final expenses. I had been refused by other carriers and had given up all hope of ever getting a policy. I was able to obtain a policy after a phone interview and with no medical exam and the policy was issued within a week!
I’m in my 40’s and a diabetic with a wife and four children. I was able to buy $200,000 of life insurance with no physical. This certainly gives me peace of mind, knowing that if anything happens my family will be taken care of.
I was able to replace my old policy that had a three-year waiting period with a new policy, with no waiting period, at twice the coverage amount, and at almost the same monthly price! The policy was approved before the insurance agent left—and I didn’t have to take a medical exam!
I am a diabetic in my early 50’s and needed over $500,000 of 30 year term insurance. The Diabetic Life Insurance Center professionals determined my requirements and contacted many underwriters from different insurance companies concerning my situation. They found a carrier that would write my case at a standard instead of a Table B rating which would have increased my premiums 50%. Although a paramedical exam was required, the agent arranged to schedule it at the only time I was available. My policy was approved very quickly and I am quite happy both with the price and the quality of service received. |
